DoorDash is an on-demand food delivery service that you can use when you don’t feel like leaving the house to get something to eat. It’s also a great way for drivers who are looking for a new job opportunity to make some extra cash. To become a DoorDash driver, you must first complete an application. Once your application is accepted, you can begin accepting deliveries and earning money as a food courier.
If you already have a few credit cards in your wallet, there’s no need to apply for another one just so you can use DoorDash. However, if you don’t currently have a credit card or are limited by the number of credit cards that you can use at any one time, read on to learn how to not use DoorDash credit and still be able to sign up as a driver.
Why you should not use DoorDash credit
If you use your credit card to pay for DoorDash deliveries, you will be adding to your existing credit card debt. If you do not pay off your credit card balance each month, this could negatively impact your credit score. Your credit score is used to determine what interest rate (i.e. how much you pay to borrow money) you receive on any future credit card applications.
If you already have a high amount of credit card debt, it might not be a great idea to apply for a credit card. The additional debt could put you at risk for a future credit card debt crisis that could negatively impact your finances for years to come.
Another reason why you should not use DoorDash credit is because you will be charged interest on the credit card purchase. Monthly interest rates for credit cards can vary, but many credit cards charge an average interest rate of around 19%. Interest is a fee that you are charged by the credit card issuer for borrowing money. Your credit card balance must be paid off before the end of the month.
Unfortunately, if you currently don’t have the funds to pay off your credit card bill, you might be charged additional late fees. If you continue using your credit card after you’ve reached your credit card limit, you could damage your credit score even further.
How to apply without using a credit card
If you do not have access to a credit card and need to order a DoorDash gift card to apply for a driver position, there are a few ways to get one without using a credit card. One way to get a DoorDash gift card without a credit card is to ask your friends and family members to gift you a card. You can send them a link to the DoorDash gift card website and have them purchase a gift card in the amount that you specify. If you do not have anyone willing to give you a DoorDash gift card, you can look for online gift card exchanges that allow you to purchase gift cards with cash.
Another way to pay for DoorDash deliveries without a credit card is to use a debit card. Although debit cards are not credit cards, you should be careful to only use a small amount of money to pay for each order that you accept. If you spend all of the funds on the debit card, the transaction will be declined.
How to Not Use DoorDash Credit Card
If you don’t have a credit card and don’t want to apply for one just so you can sign up to be a DoorDash driver, you could use one of the following methods to pay for deliveries without using a credit card.
Cash is king: The simplest way to pay for DoorDash deliveries without using a credit card is to pay for them with cash. This might not be the most convenient way to pay for DoorDash deliveries, but it’s better than adding to your credit card debt.
Reload your debit card: There are a few debit cards that you can use to pay for DoorDash deliveries. Be sure to check that the debit card that you choose does not have a transaction fee associated with it.
Get a prepaid Visa gift card: If you don’t have a debit card, you can use a prepaid Visa gift card to pay for DoorDash deliveries.
DoorDash is a great way to earn extra cash and to make ends meet. In order to sign up for the service and be allowed to accept deliveries, you must first be approved for the DoorDash application. As explained throughout this article, there are a few ways that you can earn DoorDash credit without having access to a credit card.
However, if you don’t have a credit card, it’s best to apply for one and use it to pay for DoorDash deliveries. You can then pay off the credit card balance each month and avoid damaging your credit score.